flowcrux

Built for India's financial services

Launch financial products in weeks, not quarters.

Flowcrux is the low-code platform that helps banks, NBFCs, insurers, and fintechs design customer journeys, automate underwriting, and orchestrate workflows — without writing code.

No-code by default
India-aware
Audit-ready
flowcrux.in/journey/personal-loan

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Designed for the workflows of

Banks
NBFCs
Insurers
Fintechs
Co-lenders

What you can build

From idea to production — without the engineering queue.

Flowcrux gives your business and operations teams the canvas they need to launch financial products on their own timelines. Engineering steps in only when you want to extend.

Launch loan origination in weeks

Spin up complete digital LOS journeys — application, KYC, underwriting, disbursement — visually. Iterate without engineering bottlenecks.

Automate underwriting decisions

Build credit decision engines using decision tables, scorecards, formulas, and DPD logic. Test, version, and deploy with confidence.

Orchestrate customer journeys

Design end-to-end customer experiences with branching, gates, async tasks, and ops handoffs — all on a visual canvas.

Equip your operations team

Custom case management, role-based work queues, maker-checker approvals, and audit trails — out of the box.

How it works

Three steps. From whiteboard to production.

01

Design

Drag and drop pages, journeys, rules, and workflows on a visual canvas. No code, no waiting.

02

Decide

Configure business logic in plain language. Decision tables, scorecards, and formulas your analysts can read.

03

Deploy

Publish to production with built-in versioning, approvals, and audit trails. Roll back instantly.

Built for lending — and beyond

Lending is our sharpest edge.

From the first application screen to the last collection call, Flowcrux ships with the patterns Indian lenders run on. Personal loans, business loans, BNPL, co-lending, microfinance — pick your shape.

Lending solutions
Personal loans
Business loans
Credit cards
BNPL
Co-lending
Microfinance
Two-wheeler loans
Education loans
Loan against property
Insurance
Onboarding, claims, renewals
Banking
Account opening, KYC, servicing
Fintech
Embedded finance, partner journeys

Why Flowcrux

Built for the realities of building in India.

Built for India

Designed around the workflows Indian lenders, NBFCs, and insurers actually run. India-first, not retrofitted.

Speed without compromise

Move from concept to production in weeks. Audit trails, versioning, and approvals come built in — not as an afterthought.

Enterprise-grade governance

Maker-checker workflows, granular permissions, and immutable audit logs. Your compliance team will love it.

Truly low-code

Business analysts build directly — engineering steps in only when you need to extend. No ticket queues for every change.

SH
A note from the founder

This is built by four people who've lived the pain. I spent years deep inside the systems lenders run on — and I knew there had to be a better way. So I'm building it. We're early, and we're looking for the first three lender partners who want to shape this platform from the inside. If that's you, I'd love to hear from you.

Shrikrishna Giram
Founder, Flowcrux
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Ready when you are

Let's build your next financial product together.

Walk us through what you want to launch — a loan origination journey, a credit decision engine, an onboarding flow — and we will show you how to ship it on Flowcrux.