flowcrux

Solutions

One platform. Five industries. Real outcomes.

Flowcrux is built first for lending, but the same building blocks power journeys, decisions, and operations across financial services. Find your shape below.

Lending Insurance Banking NBFCs Fintech
Primary focus

Lending

From application to disbursement, on a single platform.

Flowcrux is built for the realities of Indian lending. Whether you are a bank launching a new digital product, an NBFC modernizing your origination stack, or a fintech standing up co-lending — we ship with the patterns you already know.

Use cases
Personal & business loan origination
Credit card issuance journeys
BNPL onboarding & checkout
Co-lending partner integration
Microfinance group enrollment
Loan against property workflows
Two-wheeler & vehicle financing
Education loan applications
Top-up & balance-transfer journeys
How Flowcrux helps
Multi-step LOS journeys
Application, KYC, document collection, underwriting, offer, e-sign, disbursement — visually orchestrated.
Credit decision engines
Decision tables, scorecards, and DPD-aware rules. Test against historical data before going live.
Underwriter workbench
Custom case management for credit officers, with maker-checker and audit trails.
Partner integrations
Slot in CIBIL, CRIF, Aadhaar verification, AA-based bank statements, and your own LMS.

Insurance

Onboarding, claims, and renewals — without the friction.

Insurers run a different shape of journey, but the building blocks are the same. Flowcrux helps general, life, and health insurers digitize the moments that matter.

Use cases
Policy onboarding & quotation
KYC & risk assessment
Claim intake & FNOL
Surveyor workflows
Renewal nudges & journeys
Group & corporate enrollment
How Flowcrux helps
Multi-actor claims journeys
Customer, surveyor, claims officer, and approver — each with their own gated steps.
Underwriting rules
Express your underwriting policies as decision tables your business team can edit.
Renewal automation
Trigger nudges, regenerate quotes, and pre-fill renewals from existing customer data.

Banking

Account opening, KYC, and customer servicing.

Banks need flexibility without losing audit posture. Flowcrux gives product teams the canvas to launch new services while compliance stays in the loop.

Use cases
Savings & current account opening
Video KYC & e-KYC journeys
Periodic re-KYC
Customer servicing requests
Wealth onboarding
NRI & corporate onboarding
How Flowcrux helps
Audit-ready by default
Every change versioned. Every decision traceable. Built for regulated review.
Maker-checker
Sensitive changes require a second pair of eyes. Built into every module.
Branch & ops portals
Custom workspaces for branch staff, ops teams, and back-office reviewers.

NBFCs

Modern stack for non-banking financial companies.

You move faster than banks but still answer to the same regulators. Flowcrux is the middle ground — fast enough to ship weekly, governed enough to pass audit.

Use cases
Origination across loan products
Co-lending operating models
Collections & recovery journeys
Customer servicing
Field officer mobile workflows
Branch expansion playbooks
How Flowcrux helps
Ship products weekly
Stand up new loan products in days. Iterate live without a release train.
Centralized policy
One BRE package per product. Update once, deployed everywhere it is referenced.
Operational visibility
Full execution history, performance dashboards, and exception views for every journey.

Fintech

Move at startup speed without the startup tech debt.

For fintechs building embedded finance, partner journeys, and BNPL — Flowcrux is the foundation that scales from MVP to series-C without a rewrite.

Use cases
Embedded credit checkout
Partner onboarding portals
BNPL & EMI journeys
Reward & loyalty workflows
Salary advance & earned wage access
Account-aggregator-driven journeys
How Flowcrux helps
Idea to MVP in days
Use templates. Use AI page generation. Start with something running by end of week one.
Connect everything
API connections, webhooks, and mock APIs let you build against partners that aren't ready yet.
Tune as you scale
When you outgrow defaults, every module exposes the knobs you need. No black boxes.

Pick your industry

Show us your workflow. We'll show you how it ships.

Every conversation starts with one of your real journeys. Bring a flowchart, a slide, or just a description — we'll model it on Flowcrux live.

Talk to us See the platform